Ilham, Maulana, and Damayanti Samti Basar. “A Legal Analysis of Additional Fees on Payments Made Using QRIS in Indonesia”. Jurnal Indonesia Sosial Sains 7, no. 5 (May 22, 2026): 2468–2487. Accessed May 27, 2026. https://www.jiss.publikasiindonesia.id.solusipublish.com/index.php/jiss/article/view/2340.